tag:blogger.com,1999:blog-30698555412793127872024-03-12T19:59:29.548-06:00Dojo No Shugo - The School of ProtectionWhere Martial Arts meets Insurance for the Total Protection Package!David L. Holzerhttp://www.blogger.com/profile/18071304881498243428noreply@blogger.comBlogger16125tag:blogger.com,1999:blog-3069855541279312787.post-4252916047979104002012-09-07T08:09:00.002-06:002012-09-07T10:12:08.099-06:00Review the Fundamentals<span style="font-family: Helvetica Neue, Arial, Helvetica, sans-serif;">As a martial artist, it is always great to learn new techniques and strategies for handling a confrontation. It keeps you motivated and wanting more. And that's good.</span><br />
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<span style="font-family: Helvetica Neue, Arial, Helvetica, sans-serif;">BUT (that's a big but), true practice and growth really comes from reviewing that which you already know - the fundamentals; year-in, year-out. </span><span style="font-family: 'Helvetica Neue', Arial, Helvetica, sans-serif;">Yes, it can be boring and tiresome and </span><span style="font-family: 'Helvetica Neue', Arial, Helvetica, sans-serif;">monotonous, b</span><span style="font-family: Helvetica Neue, Arial, Helvetica, sans-serif;">ut reviewing the fundamentals is what will save your life. Constant review and refinement of your skills is a must. Look, as life continues (read as you get older, LOL) you will see how your techniques will have to change. Having the fundamentals integrated into your body mechanics will help you do this.</span><br />
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<tr><td class="tr-caption" style="text-align: center;"><span style="font-family: Helvetica Neue, Arial, Helvetica, sans-serif; font-size: xx-small;">Bruce Lee, <i>Enter the Dragon</i></span></td></tr>
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<span style="font-family: 'Helvetica Neue', Arial, Helvetica, sans-serif;">I recently shared a video of a Martial Arts Master to one of my students, so that he can see what he needs to aspire to. My student's remark, after watching the video was, "You can tell he has done those moves at least 10,000 times." This is such a genuine statement </span><span style="font-family: 'Helvetica Neue', Arial, Helvetica, sans-serif;">because</span><span style="font-family: 'Helvetica Neue', Arial, Helvetica, sans-serif;"> mastery comes only with correct </span><span style="font-family: 'Helvetica Neue', Arial, Helvetica, sans-serif;">repetition</span><span style="font-family: Helvetica Neue, Arial, Helvetica, sans-serif;">. I was very proud that my student was able to recognize this. </span><br />
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<span style="font-family: Helvetica Neue, Arial, Helvetica, sans-serif;">And the same goes with your protection planning. I encourage all of my clients to have reviews. Life is always changing, new marriages, divorces, births, deaths, homes, cars, business opportunities will all affect your planning. The only way to stay abreast of the changes is to review what you have, why you have it and how it works. </span><br />
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<span style="font-family: Helvetica Neue, Arial, Helvetica, sans-serif;">Just like the fundamentals of martial arts, it's not exciting, and yes, I will say it, it can be rather boring. BUT (there's that big but again) it is essential to proper protection planning. Keeping you, your family and.or business safe when the time comes is the goal. </span><br />
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<span style="font-family: Helvetica Neue, Arial, Helvetica, sans-serif;">September is <a href="http://www.lifehappens.org/life-insurance-awareness-month/">Life Insurance Awareness Month</a>, what better time then now, to have that review? Feel free to contact me at <a href="mailto:DavidL@HolzerFinancial.com">DavidL@HolzerFinancial.com</a> to set up a time to review your coverage and discuss your situation.</span><br />
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<span style="font-family: Helvetica Neue, Arial, Helvetica, sans-serif;"><i>Ninpo ik kan...</i></span><br />
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<span style="font-family: Helvetica Neue, Arial, Helvetica, sans-serif;"><b>David L. Holzer</b></span><br />
<span style="font-family: Helvetica Neue, Arial, Helvetica, sans-serif;"><b>Insurance Advisor, Martial Arts Guide</b></span>Anonymoushttp://www.blogger.com/profile/06377550677640026247noreply@blogger.com0tag:blogger.com,1999:blog-3069855541279312787.post-73139207728538949212012-09-06T09:01:00.002-06:002012-09-06T09:01:52.891-06:00The Cake Boss is Protected, Are You?<br />
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<span style="font-family: Helvetica Neue, Arial, Helvetica, sans-serif;"><span style="line-height: 22px;"><b>A Challenging Path to Success</b></span></span><br />
<span style="font-family: Helvetica Neue, Arial, Helvetica, sans-serif;"><span style="line-height: 22px;">As a boy, Buddy Valastro’s dream was to work alongside his father in the family bakery to help make it a household name. But that dream was blown off course on his 17th birthday. That’s the day his father, 54, was diagnosed with lung cancer. He died just three weeks later.</span></span><br />
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<span style="font-family: Helvetica Neue, Arial, Helvetica, sans-serif;"><span style="line-height: 22px;">Buddy lost his best friend and mentor. And his family lost its breadwinner. Buddy had to drop out of high school to run the family business. That meant 12- to 18-hour workdays, six days a week and overseeing 30 employees. “It was a huge amount of pressure,” says Buddy. “And there were many days I didn't think I could pull it off.”</span></span><br />
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<span style="font-family: Helvetica Neue, Arial, Helvetica, sans-serif;"><span style="line-height: 22px;">Buddy’s situation was made more challenging by the fact that his father didn’t have life insurance. “If there had been life insurance, I know things would have been a lot easier. I could have hired more people, worried less and had time to grieve,” says Buddy.</span></span><br />
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<span style="font-family: Helvetica Neue, Arial, Helvetica, sans-serif;"><span style="line-height: 22px;"><b>Always Have a Backup Plan</b></span></span><br />
<span style="font-family: Helvetica Neue, Arial, Helvetica, sans-serif;"><span style="line-height: 22px;">Today, Carlo’s Bake Shop is a household name. Much of that success is due to meticulous planning. Buddy leaves nothing to chance. A finished cake goes crashing to the floor? It may make for entertaining TV, but Buddy always has a backup plan. He has extra sponge cake and sugar flowers on hand to create something new, just in case.</span></span><br />
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<span style="font-family: Helvetica Neue, Arial, Helvetica, sans-serif;"><span style="line-height: 22px;">He feels the same way when it comes to taking care of his wife, Lisa, and their four children. No one expects to die prematurely, but Buddy learned at 17 that it’s critical to have a backup plan for your family. Buddy bought life insurance when his first child was born and has increased his coverage as his family and business have grown. “If people depend on you, you have to protect them with life insurance,” he says.</span></span><br />
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Anonymoushttp://www.blogger.com/profile/06377550677640026247noreply@blogger.com1tag:blogger.com,1999:blog-3069855541279312787.post-33352145817644565632012-09-05T10:16:00.000-06:002012-09-05T10:16:52.982-06:00It''s That Time Again...<span style="font-family: Helvetica Neue, Arial, Helvetica, sans-serif;">Yes, it is September. What does that mean? Oh, you know, the typical things: the community pool closes, school starts, and I have my review for my life insurance coverage, huh???</span><br />
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<span style="font-family: Helvetica Neue, Arial, Helvetica, sans-serif;">Yep. <b>NOW </b>is the time! </span><span style="font-family: 'Helvetica Neue', Arial, Helvetica, sans-serif;">This year marks the ninth anniversary of Life Insurance Awareness Month (LIAM), an effort to raise awareness among consumers and producers about the need for life insurance. </span><br />
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<span style="font-family: 'Helvetica Neue', Arial, Helvetica, sans-serif;">The shaky economy has demonstrated how precarious a family's finances can be. According to a recent study, Americans are more concerned with being able to pay their mortgage and other bills today than they were a year ago. Many say they could not be able to last a month without the breadwinner's salary.</span><br />
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<span style="font-family: Helvetica Neue, Arial, Helvetica, sans-serif;">Now more than ever, it is vital that consumers protect their financial security. Life insurance has been providing this kind of protection to Americans for more than 200 years.</span><br />
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<span style="font-family: Helvetica Neue, Arial, Helvetica, sans-serif;"><b>Life insurance can do some pretty amazing things for people. Most notably it can:</b></span><br />
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<li><span style="font-family: 'Helvetica Neue', Arial, Helvetica, sans-serif;">buy loved ones time to grieve. </span></li>
<li><span style="font-family: 'Helvetica Neue', Arial, Helvetica, sans-serif;">pay off debts and loans,</span></li>
<li><span style="font-family: 'Helvetica Neue', Arial, Helvetica, sans-serif;">provide surviving family members with the chance to move on with a clean slate. </span></li>
<li><span style="font-family: 'Helvetica Neue', Arial, Helvetica, sans-serif;">keep families in their homes</span></li>
<li><span style="font-family: 'Helvetica Neue', Arial, Helvetica, sans-serif;">pre-fund a child’s college education. </span></li>
<li><span style="font-family: 'Helvetica Neue', Arial, Helvetica, sans-serif;">keep a family business in the family. </span></li>
<li><span style="font-family: 'Helvetica Neue', Arial, Helvetica, sans-serif;">provide a stream of income for a family to live on for a period of time. </span></li>
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<span style="font-family: Helvetica Neue, Arial, Helvetica, sans-serif;">Life insurance can do all of these wonderful things for your family…there’s just one small catch. You need to own a policy first!</span><br />
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<span style="font-family: Helvetica Neue, Arial, Helvetica, sans-serif;">Send me an email to setup a time to review your life insurance coverage today.</span><br />
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<span style="font-family: Helvetica Neue, Arial, Helvetica, sans-serif;">-david</span>Anonymoushttp://www.blogger.com/profile/06377550677640026247noreply@blogger.com2tag:blogger.com,1999:blog-3069855541279312787.post-50606532830751595272008-08-21T15:15:00.007-06:002008-08-21T15:40:55.231-06:00Now Serving...<div><div><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgCDw-i-dWo_igtxFNvUn4pOQSM7yoejZnoCDXyI7BgGvz9f0HNxWmnCSjtPusrxGNg1DGk9fIYGR3ikoe2awZIEbXPh639c8j5pFnp9R5XN8DEBslPaRnyJyVgeotP0HdfgPP4Lc8wFz4/s1600-h/deli_counter.jpg"><img id="BLOGGER_PHOTO_ID_5237087535002818914" style="FLOAT: right; MARGIN: 0px 0px 10px 10px; CURSOR: hand" alt="" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgCDw-i-dWo_igtxFNvUn4pOQSM7yoejZnoCDXyI7BgGvz9f0HNxWmnCSjtPusrxGNg1DGk9fIYGR3ikoe2awZIEbXPh639c8j5pFnp9R5XN8DEBslPaRnyJyVgeotP0HdfgPP4Lc8wFz4/s320/deli_counter.jpg" border="0" /></a><span style="font-family:trebuchet ms;"><span style="color:#660000;"><strong>IMAGINE THIS:</strong></span> it’s Sunday morning & you are at your local grocery store. You step up to the the deli counter and pull your ticket. You get #15. You look up at the “Now Serving” sign and see that they are on #12. You breathe a sigh of relief knowing that soon it will be your time.</span><br /><span style="font-family:trebuchet ms;"></span><br /><span style="font-family:trebuchet ms;">NOW, #15 is a great number to have at the deli counter but NOT SO GREAT at the Pearly Gates. In that scenario you want as much time as you can get.<br /></span><br /><span style="font-family:trebuchet ms;">Unfortunately in the game of life we don’t have a number to tell us when our time is up.<br /></span><br /><span style="font-family:trebuchet ms;">So what can we do?</span><br /><span style="font-family:trebuchet ms;"></span><br /><span style="font-family:trebuchet ms;">Well, we can plan for that great big deli trip in the sky, now! And part of that planning is taking care of those that we leave behind; our loved ones, our spouses, our kids. Remember life insurance isn't for you, it's for them.</span><br /><div><br /><p><span style="font-family:trebuchet ms;">The basic social responsibility that we have as husbands, wives & parents is to care for those who need and love us. Life insurance is caring. Life insurance is love. Life insurance makes a difference.</span></p><br /><br /><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjo2ng-DixcQL075IfKcbYh-f_HXfbS1rNzavB9W3QC_9zjSYzsMMkqb_LJ9QouYH45S-di7v6aUF2GFk6oahcn68dH73-lslDljyGwvNvXAlaquEVSVZJWL5D7Dn_JkJJVEir0zbnHtOY/s1600-h/liam.jpg"><img id="BLOGGER_PHOTO_ID_5237088960680453250" style="CURSOR: hand" alt="" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjo2ng-DixcQL075IfKcbYh-f_HXfbS1rNzavB9W3QC_9zjSYzsMMkqb_LJ9QouYH45S-di7v6aUF2GFk6oahcn68dH73-lslDljyGwvNvXAlaquEVSVZJWL5D7Dn_JkJJVEir0zbnHtOY/s320/liam.jpg" border="0" /></a><br /><p><span style="font-family:Trebuchet MS;">September 2008 is <strong>Life Insurance Awareness Month</strong>. If you want concrete stories about how life insurance can save families, just go over the LIFE site and check out their <a href="http://lifehappens.org/reallifestories/"><strong>realLIFEstories</strong></a><strong>.</strong></span><br /><br /></p><p><span style="font-family:Trebuchet MS;">Life happens, but you, me, us, can make a difference.</span></p><br /><br /><p><em>Ninpo ik kan my friends...</em><em><br /></em></p><br /><br /><br /><p><strong>David L. Holzer<br />Insurance Advisor & Martial Arts Guide</strong></p></div></div></div>David L. Holzerhttp://www.blogger.com/profile/18071304881498243428noreply@blogger.com0tag:blogger.com,1999:blog-3069855541279312787.post-12343022968306085062008-05-01T12:35:00.013-06:002008-05-01T13:31:27.055-06:00The New Look!<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiVUtcVQgbC2TvSJfqtTOGR1kwifE34H0yHJt-IFS5soAuR8WNMTwQGrM-ZK2LNdb0z00OAj9G_8eWM-qTD_sTAJGjqbtmxkasv23VsK3Dwm0tWVARkA_1vAsOguqzDlcoJ-YSooaFuoHY/s1600-h/dlhbizcard.jpg"><span style="font-size:130%;"><img id="BLOGGER_PHOTO_ID_5195492952709388994" style="FLOAT: left; MARGIN: 0px 10px 10px 0px; CURSOR: hand" alt="" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiVUtcVQgbC2TvSJfqtTOGR1kwifE34H0yHJt-IFS5soAuR8WNMTwQGrM-ZK2LNdb0z00OAj9G_8eWM-qTD_sTAJGjqbtmxkasv23VsK3Dwm0tWVARkA_1vAsOguqzDlcoJ-YSooaFuoHY/s320/dlhbizcard.jpg" border="0" /></span></a><span style="font-family:verdana;">When I started this blog last year, I showed everyone my business card. That was then. But now, there is no comparison. The new look consists of the new softer color scheme, the new flowing logo, and, of course, the branding of my "Shugo" concept. </span><br /><span style="font-family:verdana;"></span><div></div><div><br /><span style="font-family:verdana;">Thanks go out to Mel DePaoli again at Omicle (<a href="mailto:Mel@Omicle.com">Mel@Omicle.com</a>; <a href="http://www.omicle.com/">http://www.Omicle.com/</a>). Her insights into my branding image are amazing. She really knows how to capture what you need and want (even if you don't know what it is yet).</span><br /><br /><span style="font-family:verdana;"></span></div><div><span style="font-family:verdana;">BTW, the image above is actually the front and back sides of my card. So actually, the Japanese for "Shugo" is wrapping around the edge of the card. </span></div><div></div><div></div><div></div><p><span style="font-family:verdana;">All in all, a huge success. </span><span style="font-family:verdana;">I hope you like it.</span></p><p><span style="font-family:Verdana;"></span><br /><span style="font-family:verdana;"><em>Ninpo ik kan my friends...</em></span><br /></p><p><span style="font-family:verdana;"><strong>David L. Holzer<br />Insurance Advisor & Martial Arts Guide</strong></span></p>David L. Holzerhttp://www.blogger.com/profile/18071304881498243428noreply@blogger.com0tag:blogger.com,1999:blog-3069855541279312787.post-41396498966436537582008-04-29T14:20:00.016-06:002008-04-29T14:59:14.979-06:00"Thank you sir, may I have another!"<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgx40GS5ffNjn2ja1Sh8XwdsCoGeO43k-h9YgqR2KcpzRjLKFEFD5S59FhV2ZBxoyJQ40tOKP5-7vu-KfS7gSp08AUjs-IUv1XGORj17Zq4XEqRsI8RnhVZmXuntrBK5WTl21verZPYTyI/s1600-h/MG.jpg"><img id="BLOGGER_PHOTO_ID_5194774713918413394" style="CURSOR: hand" alt="" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgx40GS5ffNjn2ja1Sh8XwdsCoGeO43k-h9YgqR2KcpzRjLKFEFD5S59FhV2ZBxoyJQ40tOKP5-7vu-KfS7gSp08AUjs-IUv1XGORj17Zq4XEqRsI8RnhVZmXuntrBK5WTl21verZPYTyI/s320/MG.jpg" border="0" /></a><br /><div><div><div><span style="font-family:arial;font-size:78%;">Mike Garrison</span></div><br /><div></div><div>Ouch, that hurt!<br /><br />I just received an email from a mentor and long-time friend of mine, Mike Garrison, President of The Garrison Group (<a href="mailto:mike@thegarrisongroup.biz">mike@thegarrisongroup.biz</a> - <a href="http://www.thegarrisongroup.biz/">http://www.thegarrisongroup.biz/</a>). It was great to re-connect with him, but man did it hurt!<br /><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh5KkwB6MBl1e__VGCZmuJXGa5W7x8pwjESf1-wzJv6GCHl9AxHQ2TKdl61-YHg8bfJLbakXG3WPUZc7AEkVyDHYJPon6Po9jrUFCd9CSUn50t7mF4L4rUMO7pF1nxKyFw4uqbIJ9Qtd_0/s1600-h/MG.jpg"></a><br />Let me back track a bit. You see Mike is AMAZING! He gets me to do things that no one else can do. In short, he's knows how to push my buttons. Mike says jump, and I say "How high?" If you need help in business and in life, Mike is "Da Man" for you.<br /><br />I have not heard from Mike for a while and so when I got an email from him last week, it was a pleasant surprise. In my usually friendly fashion I responded to his email. This morning to my delight I got another response from him. But, man did this one hurt.<br /><br />Again he was re-connecting with me, asking about how things are in the 'Burgh, etc. I should have seen it coming, but I didn't. You see, that first sentence of his was, in martial arts, a fake, a set-up - because as I was reading that, he let me have it full-force. His next comment was, about this here dojo/blog of mine. He noticed that I have not been writing in a while.<br /><br />That hurt. But it's a good hurt. Why? Because I am writing!!! I know, hard to believe, right?? I told you Mike was good. He knows, and as he reads this entry of mine, he is probably laughing and saying "Gotcha!"<br /><br />Mike is great. He tells you full-out what you need to hear. You may not want to hear it. You probably won't like to hear it. But he still gives it to you anyway. That my friends is TRUE honesty.<br /><br />Thanks Mike. I needed that. You make me feel like a white belt again!<br /><br />Oh and, by the way, can I have another???<br /><br /><br /><br /><em>Ninpo ik kan my friends....</em><br /><br /><strong>David L. Holzer<br />Insurance Advisor & Martial Arts Guide</strong></div></div></div>David L. Holzerhttp://www.blogger.com/profile/18071304881498243428noreply@blogger.com0tag:blogger.com,1999:blog-3069855541279312787.post-51255215276187836292007-10-30T13:26:00.000-06:002007-10-30T13:39:58.454-06:00Ohisashiburi desu nee!<span style="font-family:georgia;">I know, I know. What's that Japanese mean? And where have I been? Well, first off, the title means, "It's been a while".<br /><br />I apologize but, I wish I could say to you all that I was away on a top-secret mission, need know basis only, but really I wasn't.<br /><br />Where have I been?<br /><br />Truthfully, I have been working. I love to blog but it does take time. So, I am back and I now have the time (once again) to share with you my thoughts on <strong>Protection</strong> (both martial arts and insurance).<br /><br />My goal is every week to have a new thought posted on this blog. The thought for today comes from my goo<span class="blsp-spelling-error" id="SPELLING_ERROR_0">d friend</span> and colleague, Robin <span class="blsp-spelling-error" id="SPELLING_ERROR_1">Schroff</span> (the Juice gal). Go check out her post at </span><a href="http://www.idgonein60.blogspot.com/"><span style="font-family:georgia;">http://www.idgonein60.blogspot.com/</span></a><span style="font-family:georgia;">. Her thoughts on planning for your will an<span class="blsp-spelling-error" id="SPELLING_ERROR_2">d living</span> will are right on!<br /><br />Take care and see you all next week.<br /><br /><em><span class="blsp-spelling-error" id="SPELLING_ERROR_3">Ninpo</span> <span class="blsp-spelling-error" id="SPELLING_ERROR_4">ik</span> <span class="blsp-spelling-error" id="SPELLING_ERROR_5">kan</span> my friends....</em><br /><em></em><br /><span style="color:#663300;"><strong>David L. <span class="blsp-spelling-error" id="SPELLING_ERROR_6">Holzer</span> </strong></span><br /><span style="color:#663300;"><strong>Insurance Advisor & Martial Arts Guide</strong></span></span>David L. Holzerhttp://www.blogger.com/profile/18071304881498243428noreply@blogger.com0tag:blogger.com,1999:blog-3069855541279312787.post-87779739692781394412007-04-30T21:45:00.000-06:002007-10-30T13:33:23.631-06:00Life Happens!<a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg417StU5homV1XtXZ3WHiv_JAioKvnMyEPW2ZdrOeGFBuFfLNMFLklykP-ZX4Bjqd6M8ThTsKhZ2oOj37M8ftt0hFwXnwCkJALJmFjjDaLrhBh1mQYsBBxALtY84FrE2YQEyGk5rhNZX4/s1600-h/life_happens_logo2.gif"><img id="BLOGGER_PHOTO_ID_5059437326421256114" style="FLOAT: left; MARGIN: 0pt 10px 10px 0pt; CURSOR: pointer" alt="" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg417StU5homV1XtXZ3WHiv_JAioKvnMyEPW2ZdrOeGFBuFfLNMFLklykP-ZX4Bjqd6M8ThTsKhZ2oOj37M8ftt0hFwXnwCkJALJmFjjDaLrhBh1mQYsBBxALtY84FrE2YQEyGk5rhNZX4/s320/life_happens_logo2.gif" border="0" /></a><br /><span style="font-family:georgia;"><br /><br /><br /><br /><br /><br />You just never know when <span style="FONT-WEIGHT: bold; COLOR: rgb(102,0,0)">"life will happen"</span><span style="FONT-WEIGHT: bold"> </span>to you. In my business, I see this everyday. Regular people who find themselves at the wrong place at the wrong time. </span><span style="font-family:georgia;font-size:100%;"><span style="font-size:12;"></span></span><span style="font-family:georgia;">In the past month, I have had clients, friends, and family that have experienced the following:</span> <ul style="FONT-FAMILY: georgia"><li>being attacked by car thieves</li><li>being run over by a bicyclist</li><li>hitting a live wire while excavating a driveway</li><li>being in a 5 car pile up on the roadway</li></ul><span style="font-family:georgia;">Look, <span style="FONT-WEIGHT: bold; COLOR: rgb(102,0,0)">life happens</span>, whether we want it to or not. </span><span style="font-family:georgia;font-size:100%;"><span class="style1"><span style="font-size:12;">N</span></span><span style="font-size:12;">o one knows what the future holds. Hopefully, only good things are in store for you. But realistically, bad things will happen too. </span></span><span style="font-family:georgia;font-size:12;">You may not be able to control your future, but you can look it straight in the eye. You don't have to get wet when it rains. You can carry an umbrella.<br /><br />Or in my case, have a protection plan - <span style="FONT-WEIGHT: bold; COLOR: rgb(102,51,0)">"</span><span class="blsp-spelling-error" id="SPELLING_ERROR_0" style="FONT-WEIGHT: bold; COLOR: rgb(102,51,0)">Shugo</span><span style="FONT-WEIGHT: bold; COLOR: rgb(102,51,0)">."</span><br /><br />The key to planning is doing it before you need it. So if you are attacked on the street, you have practiced your martial art ahead of time and can confidently handle an attacker. And if you end up in an accident, well, you have an effective disability plan that will pay you income (tax-free) when you can't work.<br /><br />Planning won't guarantee you'll never face a tragic situation, just as wearing a seat belt won't keep you from crashing your car. But it will provide your family with financial protection. And whatever hopes and dreams you have for your loved ones can still be realized, even if the worst were to happen.<br /><br />Keep practicing, keep planning.<br /><br /><span style="FONT-STYLE: italic"><span class="blsp-spelling-error" id="SPELLING_ERROR_1">Ninpo</span> <span class="blsp-spelling-error" id="SPELLING_ERROR_2">ik</span> <span class="blsp-spelling-error" id="SPELLING_ERROR_3">kan</span>, my friends ...<br /><br /></span></span><span style="font-size:85%;"><span style="font-family:verdana;"><span style="FONT-WEIGHT: bold;font-size:85%;" ><span style="COLOR: rgb(102,0,0)">David L. Holzer</span><br /><span style="COLOR: rgb(102,0,0)">Insurance Advisor & Martial Arts Guide</span></span></span></span>David L. Holzerhttp://www.blogger.com/profile/18071304881498243428noreply@blogger.com0tag:blogger.com,1999:blog-3069855541279312787.post-47260527949958456842007-04-29T05:14:00.000-06:002007-04-30T22:18:37.909-06:00At the Beginning - Part 2<span style="color: rgb(102, 51, 0);">(On the phone, A is talking to B)</span><br /><br /><span style="font-weight: bold;">A:</span> <span style="font-style: italic;">"How do you get there from here?</span>"<br /><br /><span style="font-weight: bold;">B: </span><span style="font-style: italic;">"There? Where do you mean? And where are you?"</span><br /><br /><span style="font-weight: bold;">A:</span> <span style="font-style: italic;">"I am here, and I want to go there!"</span><br /><br /><span style="font-weight: bold;">B:</span> <span style="font-style: italic;">"For me to help you, I have to know where you are now and where it actually is that you want to go. Can you do that?"<br /><br /></span><span style="font-weight: bold;">A: </span><span style="font-style: italic;">"Well,...."<br /><br /></span><span class="blsp-spelling-error" id="SPELLING_ERROR_0">Ok</span>, a little weird, huh? But it does happen. Someone not knowing where they are now and not knowing where they want to go. This is especially true when it comes to insurance planning.<br /><br /><span style="font-weight: bold;">Where are you now?</span><br />To go anywhere, you need to know where you are now. So if we are planning for the future and all of the "what ifs" that can happen, we need to closely examine today first. This is the first crucial step in long-term success.<br /><br />For martial arts, this happens when I take on a new student. I need to know what arts they may have studied previously. I also need to know how they move their body; are they top heavy (shoulders move first) or are they centered? Do they clop their feet or slide across the ground easily? Is their stance too narrow or too wide. Etc, etc, etc.<br /><br />The same happens when I take on a new insurance client. I need to know what they have already done and how it fits with where they want to go. I need to find out what policies they already have in place. <span class="blsp-spelling-corrected" id="SPELLING_ERROR_1">After</span> that, I have to determine if those policies are going to do the job when the time comes. For any protection plan to succeed, we need to have a thorough understanding of where we are today.<br /><br /><span style="font-weight: bold;">Where do you want to go?<br /></span>In many ways understanding one's direction into the future is a lot more difficult. Today's "<span class="blsp-spelling-corrected" id="SPELLING_ERROR_2">stuff</span>" we know. It's here with us. But tomorrow's "stuff"? Well, a lot of that is unknown. My job is to ask questions - the "what ifs" - about tomorrow that most people don't want to consider.<br /><br /><span style="font-style: italic; color: rgb(102, 0, 0);">Martial Arts </span><span style="font-weight: bold; color: rgb(102, 0, 0); font-style: italic;">"What ifs"</span><span style="font-style: italic;">:</span><br /><ul><li>if a drunk in a bar picks a fight with you, what do you do?</li><li>if you are attacked at night, while walking to your car, what do you do?</li><li>if an attacker pulls a gun on you, what do you do?</li><li>if there are multiple attackers, what do you do?</li><li>if a knife is involved, what do you do?</li></ul><span style="font-style: italic; color: rgb(102, 0, 0);">Insurance</span><span style="font-weight: bold; color: rgb(102, 0, 0); font-style: italic;"> "What ifs"</span><span style="font-style: italic;">:</span><br /><ul><li>if your spouse dies, what do you do? what happens to your family? your home? your kids? your future?</li><li>if you and your spouse both die, then what happens?<br /></li><li>if your business partner dies, what happens to the company? your employees & their families? your family? your partner's family?</li><li>if you suffer a disabling injury or sickness, how long can you go with out a paycheck? is your disability benefit at work going to be enough?<br /></li><li>if you require care in your later years of life, will you stay at your home or go into a nursing home? if you stay at home, who will care for you? can they care for you? will you require home health nursing?</li></ul>No one really enjoys answering these types of questions. But, they do appreciate me helping them through it. Look, do you buy a newspaper for the paper? No absolutely not. You buy it for the information; the news. So when you buy insurance, you are not buying the policy, but the piece of mind knowing that when <span style="font-weight: bold; color: rgb(51, 0, 0);">life happens</span>, you have a plan that will protect you/your family/your business.<br /><br />And when you buy martial arts, you are not buying the "art," you again are buying the piece of mind knowing that when <span style="font-weight: bold; color: rgb(51, 0, 0);">life happens,</span> you have the necessary physical skill, mental clarity and emotional balance to protect yourself and your loved ones from harm.<br /><br />In Japanese, <span style="font-style: italic;">"<span class="blsp-spelling-error" id="SPELLING_ERROR_3">sensei</span>"</span> means "one who has gone before". This is commonly interpreted as "one who has more experience in doing something over another". Allow me, and my experience at exploring protection issues (self-defense and insurance), guide you and yours to that piece of mind that we all seek.<br /><br /><span style="font-style: italic;"><span class="blsp-spelling-error" id="SPELLING_ERROR_4">Ninpo</span> <span class="blsp-spelling-error" id="SPELLING_ERROR_5">ik</span> <span class="blsp-spelling-error" id="SPELLING_ERROR_6">kan</span> my friends ...<br /><br /></span><span style="font-size:85%;"><span style="font-family: verdana;"><span style="font-weight: bold; font-size: 85%;"><span style="color: rgb(102, 0, 0);">David L. Holzer</span><br /><span style="color: rgb(102, 0, 0);">Insurance Advisor & Martial Arts Guide</span></span></span></span><br /><br /><span style="font-style: italic;"></span>David L. Holzerhttp://www.blogger.com/profile/18071304881498243428noreply@blogger.com0tag:blogger.com,1999:blog-3069855541279312787.post-76215556702218035502007-04-06T07:20:00.000-06:002007-04-30T22:18:15.934-06:00At the Beginning<a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgZpeJfG9HmWmJnN_EVi2Ibs1Fngm3RpBiie1irymwtbRih0j4tCL9MySLYNEtZ8DZxcJfdtwng-6WqL9_en7gg0bQ6Gav00woq_AI2_5LyGrQagv1TMMjhGrvfgrPHrM6Bav3ksqBzJ8U/s1600-h/DLHwhitebelt.jpg"><img style="margin: 0pt 10px 10px 0pt; float: left; cursor: pointer;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgZpeJfG9HmWmJnN_EVi2Ibs1Fngm3RpBiie1irymwtbRih0j4tCL9MySLYNEtZ8DZxcJfdtwng-6WqL9_en7gg0bQ6Gav00woq_AI2_5LyGrQagv1TMMjhGrvfgrPHrM6Bav3ksqBzJ8U/s320/DLHwhitebelt.jpg" alt="" id="BLOGGER_PHOTO_ID_5050310808946165282" border="0" /></a><br /><br />Yep, that's me before my very first white belt test. I was 15 then and weighed all of about a buck twenty or so. I think back at that time and now realize how young, naive, and clueless I was about many things. But, I also remember how happy I was (and still am, yes I still have that same ear-to-ear cheesy grin, what can I say, I love life) and how determined I was to succeed. I knew then that martial arts were "my thing" and nothing was going to stop me from understanding and practicing every little bit I could learn.<br /><br />Let me tell you, it's taking great effort for me to post this picture up on my blog. I know I am going to suffer some humiliation from key people (Weston, Matt & Mel to name a few), but I think I will take that risk. You see, it's always important to remember where you have been. Only by examining the past can we measure where we are today in the present. Likewise, the past and present are our road signs for the future.<br /><br />Whenever I hit a plateau in my study/practice of the martial arts, I tend to reflect backwards. I think to myself, am I better than I was a year ago? Have I grown in some capacity over the last year? Is my knowledge base better than what it was? Most times than not, my answers are all "yes." However, although I may have grown and bettered myself from year to year, am I where I want to be? That answer is always "no." My teacher, mentor and best friend, Matt Amend, always taught me that no matter how good you get, there is always someone better. Translations: (1) don't be satisfied with your accomplishments and (2) don't get a big head.<br /><br />In the martial arts, we all start at the bottom, or in this case, "At the Beginning." My beginning, that this picture represents, was the first step in a journey that has not yet ended. A journey that is my passion to become the best that I can be: the best martial artist for myself, the best teacher for my students, the best advisor for my clients, the best father for my kids, the best husband for my wife. I want to become the best person that I can be. I urge you to strive for the same. It's a journey but it all has to start somewhere, sometime. Why not now?<br /><br /><span style="font-style: italic;">Ninpo ik kan my friends...<br /><br /></span><span style="font-size:85%;"><span style="font-family: verdana;"><span style="font-weight: bold; font-size: 85%;"><span style="color: rgb(102, 0, 0);">David L. Holzer</span><br /><span style="color: rgb(102, 0, 0);">Insurance Advisor & Martial Arts Guide</span></span></span></span>David L. Holzerhttp://www.blogger.com/profile/18071304881498243428noreply@blogger.com0tag:blogger.com,1999:blog-3069855541279312787.post-50645253656227698802007-03-27T20:26:00.000-06:002007-04-30T22:17:48.945-06:00"Giri"<a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhZIpd_QNvIA4OKaCq4NOusOW0RH0XZv3GRtCNOXOaLLylyA9Qw73eoBAqTgd7yX_3_tm41ucrbcGC8kxtu4yauwL9xFAMsYHvIhk8PNCfYDNZh-1n2GWueOcdjgH4lDk_yL7j9uttRdbc/s1600-h/blackbelt_martialarts_swaygif.gif"><img style="margin: 0pt 10px 10px 0pt; float: left; cursor: pointer;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhZIpd_QNvIA4OKaCq4NOusOW0RH0XZv3GRtCNOXOaLLylyA9Qw73eoBAqTgd7yX_3_tm41ucrbcGC8kxtu4yauwL9xFAMsYHvIhk8PNCfYDNZh-1n2GWueOcdjgH4lDk_yL7j9uttRdbc/s320/blackbelt_martialarts_swaygif.gif" alt="" id="BLOGGER_PHOTO_ID_5046796528726193906" border="0" /></a><br />Ahh, the famous (or is it infamous) "black belt." The pinnacle, the goal, the dream, right?? Well, it depends on your perspective. When I lived and worked in Japan, I found out a very hard lesson. The Japanese, at least my teachers, would issue rank when a student demonstrated, in their opinion, sufficient skill. Now, to the westerner receiving that rank, the thought process was something along the lines of, "Yes, I did it! I am now a black belt." When receiving rank, to the westerner, it is acknowledged credit for hard work done. It is a reward.<br /><br />But is that the only perspective? Or more precisely, was that the intent of my Japanese <span style="font-style: italic;">sensei </span>(teacher)? In Japan, I discovered that it was not.<br /><br />When a rank is bestowed upon a student, it is given with an unmentioned request &/or requirement. You see, the teacher, most of the time, gives out the rank before the student has demonstrated the skill necessary for it. The thought process is that you will feel the obligation to your teacher to strive to become all that that rank represents. Even though now, you do not have what it takes for that rank. Basically, the teacher is recognizing that you have the potential to get there and hopes that by giving you the rank, it will trigger that extra motivation within you to strive for it.<br /><br /><br /><a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjJJGbJKbWqybcj6kjfP_Zr0ElTWkp3HFAil6VZbFaV2F4UDpNu-8tvKBEnmr3PN-CqR9SqzQooP-UEiUreZZymACx33bUcjjzo5s8URf9BXTFPZ2InJF_YQCl7Bs6_EboIeC5hjDpYQoY/s1600-h/giri.jpg"><img style="margin: 0pt 10px 10px 0pt; float: left; cursor: pointer; width: 144px; height: 53px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjJJGbJKbWqybcj6kjfP_Zr0ElTWkp3HFAil6VZbFaV2F4UDpNu-8tvKBEnmr3PN-CqR9SqzQooP-UEiUreZZymACx33bUcjjzo5s8URf9BXTFPZ2InJF_YQCl7Bs6_EboIeC5hjDpYQoY/s200/giri.jpg" alt="" id="BLOGGER_PHOTO_ID_5047081547050923778" border="0" /></a>In Japanese this concept is called<span style="font-style: italic;"> "giri"</span> and is sometimes translated as the <span style="font-style: italic;">"moral obligation"</span> that people have between each other (such as parent to child, boss to worker, and in this case, master to student). For our example above, the most basic definition I can give is a debt of gratitude and a self-sacrificing pursuit of an ideal - e.g. what the rank represents. It is a bond between master and student beyond mere recognition and actually beyond the actual belt itself. It is reciprocal as well.<br /><br />Now, what does all of this have to do with insurance, right? Well, having lived and worked within Japanese culture in the 1990s, this concept of <span style="font-style: italic;">giri </span>is the foundation of my relationship with my clients. I am not just a salesman to them. I am their insurance advisor. And I have the moral obligation to make sure that they know and understand their individual protection plans. I feel this <span style="font-style: italic;">giri </span>when I start working for each client. It is a feeling and a relationship beyond that of just hiring me to get you a policy. It is a relationship that I feel compelled to do my very best. My mission is to educate and empower each of my clients so that they fully understand what their protection plan is and how it can be used. Again, it all comes back to <span style="font-style: italic;">Shugo</span>.<br /><br /><span style="font-style: italic;">Ninpo ik kan</span>, my friends...<br /><br /><span style="font-size:85%;"><span style="font-family: verdana;"><span style="font-weight: bold; font-size: 85%;"><span style="color: rgb(102, 0, 0);">David L. Holzer</span><br /><span style="color: rgb(102, 0, 0);">Insurance Advisor & Martial Arts Guide</span></span></span></span>David L. Holzerhttp://www.blogger.com/profile/18071304881498243428noreply@blogger.com0tag:blogger.com,1999:blog-3069855541279312787.post-89865117900159609212007-03-27T18:41:00.000-06:002007-04-30T22:16:29.457-06:00Focussed Intent<a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiA3PqCtKXTT5g4VpDgCNbVhWo2IsgkRv3bodCAejnugiBSqMhHTnGh4hXluDhvUFMem76AAtNWLhF-eK43eZ7JN0bFij6rmwQwmqAQM11XRpktfGqnZUwhpU1CtbG4ntnbdX48Ts8h-TY/s1600-h/control+focus.gif"><img style="margin: 0pt 0pt 10px 10px; float: right; cursor: pointer;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiA3PqCtKXTT5g4VpDgCNbVhWo2IsgkRv3bodCAejnugiBSqMhHTnGh4hXluDhvUFMem76AAtNWLhF-eK43eZ7JN0bFij6rmwQwmqAQM11XRpktfGqnZUwhpU1CtbG4ntnbdX48Ts8h-TY/s320/control+focus.gif" alt="" id="BLOGGER_PHOTO_ID_5046791056937858786" border="0" /></a><br /><span style="font-weight: bold;">Real or not real?</span> Are you pretending or are you actually doing? This is a concept that I put forth to my martial arts students on a weekly basis.<br /><br />Real protection involves practicing with a <span style="font-style: italic;">focussed intent.</span> You see, when you simulate an attack you need to create as much energy that the real attack would have in a self-defense situation. If you do not, then you are not really practicing, but posing. All too often this is the case in many martial arts studios in the world today. Not all, but many. <span style="color: rgb(102, 0, 0); font-weight: bold;">Real practice requires real energy</span>.<br /><br />You can even make the same claim when it comes to your insurance protection planning. Is it real or not. Is it a real plan that will protect you, your family &/or business in the event of life's tragic twists and turns or is it just a product that you bought; a product without an overall purpose or plan? Protection planning involves a product but is not the product alone. A real plan involves asking some very serious questions about the reality of life.<br /><br /><span style="font-weight: bold;">Questions such as:</span><br /><br />(1) If you died today, what would happen to your family, your business? What happens to your retirement plan, your college funding, your future?<br />(2) If the key-person in your company were to be disabled tomorrow, how will that affect your company's performance? How will you train a replacement?<br />(3) If your business partner suddenly dies, are you prepared to have his/her spouse as a partner?<br /><br />A real plan will examine these questions and come up with answers. It will create a base plan with contingencies for the "what ifs" of life. In other words, just as in the martial arts, <span style="font-weight: bold; color: rgb(102, 0, 0);">real planning requires real energy.</span><span style="color: rgb(102, 0, 0);"><span style="color: rgb(0, 0, 0);"><br /><br />So, ask yourself, "am I really doing or am I posing? Do I have focussed intent?" Only through real focus can one hope to achieve real results. This is how I help my students as well as my clients. Again, it is all about "<span style="font-style: italic;">Shugo</span>."<br /><br /></span></span><span style="font-size:85%;"><span style="font-family: verdana;"><span style="font-weight: bold; font-size: 85%;"><span style="color: rgb(102, 0, 0);">David L. Holzer</span><br /><span style="color: rgb(102, 0, 0);">Insurance Advisor & Martial Arts Guide</span></span></span></span>David L. Holzerhttp://www.blogger.com/profile/18071304881498243428noreply@blogger.com1tag:blogger.com,1999:blog-3069855541279312787.post-88315776480778028422007-02-20T21:11:00.000-06:002007-04-30T22:17:02.600-06:00New Logo!!<a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEirIk-KFJUj5DXjVK0GU40eifV0qIVuXtQ3a4B26Xg5NY0Y1oevRbCIHpL7E1xUdV3GTeUetaS02UlAKTmcqz-UNBtGhJuxbuIpu8y01wQJCAE0WHHujwHBRUCxzZWRPH2UJI-Q0tCscT4/s1600-h/logobrown2+cropped.jpg"><img style="margin: 0pt 10px 10px 0pt; float: left; cursor: pointer;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEirIk-KFJUj5DXjVK0GU40eifV0qIVuXtQ3a4B26Xg5NY0Y1oevRbCIHpL7E1xUdV3GTeUetaS02UlAKTmcqz-UNBtGhJuxbuIpu8y01wQJCAE0WHHujwHBRUCxzZWRPH2UJI-Q0tCscT4/s320/logobrown2+cropped.jpg" alt="" id="BLOGGER_PHOTO_ID_5046240021994358418" border="0" /></a><br /><div style="text-align: left;">Here it is the brand new, official Holzer Financial logo!!! It's simple, elegant, refined and much, much more.<br /></div><br />Special thanks go out to Mel DePaoli at <a href="http://omicle.com/">Omicle</a>, my graphic arts designer who developed it. She has a great eye for design and can help practically anyone go from ordinary to extra-ordinary. Thanks again Mel. You can contact her at info@omicle.com. You won't regret it.<br /><br /><span style="font-family:verdana;font-size:85%;"><span style="font-weight: bold;"><span style="color: rgb(102, 0, 0);">David L. Holzer</span><br /><span style="color: rgb(102, 0, 0);">Insurance Advisor & Martial Arts Guide</span></span></span>David L. Holzerhttp://www.blogger.com/profile/18071304881498243428noreply@blogger.com0tag:blogger.com,1999:blog-3069855541279312787.post-16937758320909689882007-02-10T07:48:00.000-06:002007-04-30T22:15:50.062-06:00It's All About "Shugo"<a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgCvyU9k8nIejOpqp001rQHdrUJPSk4FtgmIrSsfA703IUrZMA3QTMU3EfY9W3Oj_TgFwvkWqREgsBuNRCwBxKW-zwqaNduw3rW2Fkc8K0nNFAbyHwrBLWBas5e73qe4LkPxVXwMnF8Cug/s1600-h/Holzer+card+side+1.jpg"><img style="margin: 0pt 0pt 10px 10px; float: right; cursor: pointer;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgCvyU9k8nIejOpqp001rQHdrUJPSk4FtgmIrSsfA703IUrZMA3QTMU3EfY9W3Oj_TgFwvkWqREgsBuNRCwBxKW-zwqaNduw3rW2Fkc8K0nNFAbyHwrBLWBas5e73qe4LkPxVXwMnF8Cug/s200/Holzer+card+side+1.jpg" alt="" id="BLOGGER_PHOTO_ID_5029909455345709618" border="0" /></a><br />When I meet someone and they ask me for a business card, I hand them not just a card but a statement. You see, my card has two Japanese characters running down the right hand side. These characters, in Japanese, are read as, "<span class="blsp-spelling-error" id="SPELLING_ERROR_0">Shugo</span>."<br /><br />Of course, the next question I get is, "what does that mean?" The simple answer is "Protection." That's what I do. I help others "protect" themselves and those that they care about from life's unexpected twists and turns. This could be in regards to self-defense or in the realm of financial protection.<br /><br />You see, I am owner and head instructor of the <a href="http://taiken-martialarts.com/">Pittsburgh Combat Club</a> but I am also a Partner at <a href="http://compcinc.com/"><span class="blsp-spelling-error" id="SPELLING_ERROR_1">Holzer</span> Financial</a>. One is about real world self-defense and the other is about real world insurance planning. In both cases, it's about educating and empowering my students/clients to take <span class="blsp-spelling-corrected" id="SPELLING_ERROR_2">knowledgeable</span> action. Action that will protect themselves and their loved ones.<br /><br />So, what is "shugo"? Shugo is the concept of protection. It can be physical, mental or emotional. It is the peace of mind that you gain knowing that you can protect yourself and your loved ones through action. I have learned this and now wish to share it with you.<br /><br />Welcome to my dojo!<br /><br /><span style="font-size:85%;"><span style="font-family: verdana;"><span style="font-weight: bold; font-size: 85%;"><span style="color: rgb(102, 0, 0);">David L. Holzer</span><br /><span style="color: rgb(102, 0, 0);">Insurance Advisor & Martial Arts Guide</span></span></span></span>David L. Holzerhttp://www.blogger.com/profile/18071304881498243428noreply@blogger.com0tag:blogger.com,1999:blog-3069855541279312787.post-58622121920948899132007-02-09T22:57:00.000-06:002007-04-30T22:15:28.289-06:00It's about time!I've only been on David's case for a year now about setting up this BLOG. Finally, he's caved in and it's up and ready to go.<br /><br />I know you'll love this BLOG because:<br /><br />1. David is a fun and crafty writer, thinker, and doer.<br /><br />2. David is an excellent teacher (both in the martial arts and in the realm of insurance - I'm a student and a client).<br /><br />3. David is ALWAYS on the look out for both his clients and students - his passion and purpose in life is to EMPOWER others.<br /><br />So, enjoy this BLOG and thank David for any and all help he provides you in his weekly dose of rants, raves, and stories.<br /><br /><a href="http://westonlyon.com/">Weston Lyon</a><br />KING of the Functional Fitness Jungle &<br />Author of USE IT TO LOSE ITUnknownnoreply@blogger.com0tag:blogger.com,1999:blog-3069855541279312787.post-86769418301903971032007-02-08T12:34:00.000-06:002007-04-30T22:13:24.316-06:00Irassyaimase - Welcome!!<span style="font-family:verdana;">Welcome to my blog, finally!! Yes it is true, I have finally caved in to the outside tech pressures (insert Weston's name here) and launched my blog - "Dojo No Shugo" or the School of Protection.</span><br /><span style="font-family:verdana;"></span><br /><span style="font-family:verdana;">I hope to spread the word about my different perspective regarding the martial arts and the world of insurance.</span><br /><span style="font-family:verdana;"></span><br /><span style="font-family:verdana;">In the weeks, months, years to come I imagine this blog to be filled with thoughts, quotes, and provoking ideas that will make you think, "what's he on?"</span><br /><span style="font-family:verdana;"></span><br /><span style="font-family:verdana;">So on with the blogging!!<br /><br /><span style="font-weight: bold;font-size:85%;" ><span style="color: rgb(102, 0, 0);">David L. Holzer</span><br /><span style="color: rgb(102, 0, 0);">Insurance Advisor & Martial Arts Guide</span></span><br /></span>David L. Holzerhttp://www.blogger.com/profile/18071304881498243428noreply@blogger.com0